Life & Health Insurance

Life Insurance

KMA Insurance Agency represents a variety of leading life insurance carriers who can provide the following coverages: group term life, individual, estate planning, key-man and buy-sell agreements. Life policies are available in conjunction with other group products as well as individually. Voluntary payroll-deduction plans including term life, whole life, individual life and dependent coverage are available through top-rated insurance companies.

Health Insurance

KMA Insurance Agency can access all health insurance carriers in Kentucky for both group and individual policies. Available health coverages include group, individual, short-term, Medicare supplement and GAP coverage. Health policies are available in conjunction with other group products if needed.

Dental Insurance

Dental coverage is available in the form of group, individual and voluntary payroll deduction. Like life and health policies, dental is available in conjunction with other group products or as a stand-alone benefit.

Disability Insurance

KMA Insurance Agency offers disability coverage for groups in traditional short-term and long-term formats, as well as the voluntary payroll deduction format. Individual disability policies are available from all of the leading companies.

Long Term Care Insurance

These policies have recently grown in demand as nursing home and home care costs have increased. Long term care coverage can also serve as a valuable estate planning tool. At KMA Insurance Agency we represent a variety of leading carriers who provide long term care policies in group, individual and voluntary payroll deduction formats.

Other types of Insurance

As more and more companies are offering an array of benefits to their employees, Cafeteria Plans (Section125) are becoming more popular. We can also custom design coverage plans in premium-only, un-reimbursed medical and dependent care reimbursement products. Pension Plans, 401(k) and 403(b), along with Deferred Compensation products are also available. We have a variety of specialty plans for groups or individuals such as Cancer, Vision, Medical Supplement and Temporary Out of the Country coverage. Please check with our employee benefits team for any specific policy that you may be interested in.